Discovery 

In our complimentary introductory meeting we want to get to know you, your goals, and your dreams. It’s not all about dollars and cents. Our goal is to help you to live your life to the fullest by alleviating financial stress. Together, we will look at where you are now and identify the gaps that exist between there and where you want to be.

Design 

With a knowledge of your unique goals we will create a personalized financial plan to help your goals become your reality. Our goal is to design a plan that will help facilitate wise choices today and tomorrow. Sustainability is at the core of our culture and our plans are designed to reflect your goals and dreams.

Implementation 

With your new personalized financial plan, it’s time to implement it in your life. We will be here every step of the way to answer questions. Although we do the heavy lifting and CWM we do not just hand you a stack of papers that outline your financial plan. We make sure you understand why we are recommending that you do what we recommend.

Maintain/Live 

We are here for you from the moment we first meet. Not only can you reach out to us with questions but you can expect that we will reach out to you to make sure you are comfortable with the direction that you are headed. As life goes on transitions and change are inevitable some we plan for such as retirement, Social Security, and Medicare others are unforeseeable. At Colton Wealth Management, we are with you for the long-term rest assured that no matter what life throws at you together we will create a plan to adjust for your unique situation.

Colton Wealth Management is an independent, fee-only, Registered Investment Advisor that serves clients with a fiduciary standard of care. For more than two decades CWM President Scott Colton’s passion has been to help his clients implement strategies to help them realize their financial goals.

CWM’s investment approach is grounded in economic theory and backed by decades of empirical research.  Our investment approach is based on a belief in markets. Rather than relying on futile forecasting, stock picking, market timing or trying to outguess others, we utilize a more systematic and solid academic approach to investing—an approach we can implement consistently, at a low cost and one investors can understand and stick with, even in challenging market environments.

At CWM, we view the creation of a sound written financial plan as the foundation of financial success. Knowing where you are and the steps you need to take to get to where you want to go is the critical first step to reaching your financial goals.

At CWM, we are with you for the long term and expect that client relationships will last a lifetime. Our goal is to help you obtain financial independence through smart and informed personal financial decisions and help you through all life and retirement stages.  

Clients want unbiased advice. We believe that unbiased advice is best given when a fiduciary relationship exists. As fiduciary advisors, we are required to act in your best interest at all times. Unlike firms who collect commissions and remunerations for recommending specific financial products, we have no incentive to pick one investment over another. As a fee-only financial advisor, we are independent and paid by the client – not from commissions on product sales.

We are committed to working with you and for you. Our customized financial advice is tailored to help you succeed in your unique situation. As fee-only advisors we are here to help. We will build a plan based on your goals. Our process starts with you.